First Finance

This program was designed to meet businesses' and their customers' indoor/outdoor project financing needs. Sales representatives can receive on-the-spot approvals while at the customer's home. They will be able to quote payments, explain terms, and offer financial solutions for customers as convenient as cash or credit cards.

First Finance Indoor/Outdoor Projects Program offers a 3rd SIMPLE PAYMENT OPTION in addition to cash and credit cards.

Other Benefits Include

  • Special Financing — including 0% APR Terms
  • FAST and immediate credit decisions
  • Weekends and holidays
  • Simplified application process
  • Simplified PRE-FILLED contracts
  • E-signed contracts, no paper required
  • Security and stability of First Financial Bank, which dates back to 1890

For Projects from $5k-20k

  • Decision in 10 Minutes
  • Secure, Paperless Application
  • 24/7 Loan Tracking
  • No Interest/Low Interest
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HFS Financial

Eligible customers can pre-qualify for 0% credit cards which are a great option to finance large purchase items, such as a home improvement project. These credit cards offer up to a 18 month 0% APR introductory period.

What Rates Should I Expect?

Installment loans have predictable monthly payments and can be funded quickly. HFS’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates.

HFS has three rate plans that let you know what to expect when you request rates. You’ll likely see options with APRs in the ranges listed below, but you may receive options with lower or higher APRs.

For Projects from $20k-500k

  • No Stage Funding
  • No Equity/No Appraisal
  • No Money Down
  • Direct-to-Consumer Fiancing
  • Terms Up to 20 years
  • Personal Loans
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